Mvend API Documentation
Welcome to the Mvend API documentation. Here you’ll find everything you need to integrate with Mvend’s ecosystem of financial and business services. Use this documentation to understand available APIs, how to authenticate, and where to find additional developer resources.
Getting Started
Create an Account
Sign up for a Mvend account to access your API keys and dashboard.
Authentication
All requests must be authenticated using your secret and public keys. Learn how to securely manage your credentials.
Environment URLs
• Sandbox (testing): https:// sandbox.mvendapi.com
• Production: https:// api.mvendapi.com
Payments
Securely manage and monitor all financial transactions within the Mvend platform to support seamless customer experiences.
- Initiate Payments
Trigger customer payments via supported channels like mobile money or in-app wallets. Configure payment parameters such as amount, currency, and customer details to ensure accurate and real-time processing. learn more: https://learnmore.com - Payment Verification
Instantly check the status of any transaction. Ensure that payments are completed successfully, helping you reduce fraud and improve reliability in service delivery. learn more: https://learnmore.com - Transaction History
Access a detailed log of past transactions. Filter by date, status, or user to support financial tracking, reconciliation, and compliance audits. learn more: https://learnmore.com
Disbursements
Easily send money to users, agents, or merchants through automated systems. Mvend’s Disbursement APIs simplify fund distribution for payroll, refunds, commissions, or vendor payments.
- Wallet Payouts
Instantly transfer funds to internal Mvend wallets. Ideal for rewarding agents, topping up user balances, or managing business float. Secure, fast, and trackable.. learn more: https://learnmore.com - Mobile Money Transfers
Programmatically send funds to users’ mobile money accounts across supported networks. Enable flexible payouts for customers, employees, or suppliers — whether they use MTN, Airtel, or others.. learn more: https://learnmore.com
Wallets
Manage digital wallets for users, agents, or businesses within the Mvend ecosystem. Wallets can be used to store, send, and receive money securely.
- Create Wallet
Instantly generate a wallet linked to a user’s phone number or national ID. Ideal for onboarding new users or businesses into your platform.learn more: https://learnmore.com - Check Wallet Balance
Access real-time wallet balances to display available funds to users or verify sufficiency before transactions. learn more: https://learnmore.com - Transfer Between Wallets
Facilitate instant transfers from one Mvend wallet to another—useful for peer-to-peer payments, merchant settlements, or internal fund flows. learn more: https://learnmore.com
Users
Identity and access management to help you register, verify, and manage users securely within your platform.
- Register User
Create a new customer, agent, or merchant profile using basic details like name, phone number, and ID.. learn more: https://learnmore.com - User Lookup
Search and retrieve user records quickly using a unique identifier such as a phone number or national ID. learn more: https://learnmore.com - User KYC
Upload, store, and validate Know-Your-Customer documents to ensure compliance with financial regulations. Includes ID verification and approval tracking. learn more: https://learnmore.com
Products & Services
Offer a suite of essential services to customers and businesses through seamless digital integration.
- Airtime & Data
Allow users to purchase mobile airtime or data bundles for all major telecom providers. Transactions are instant, reliable, and can be initiated via app, USSD, or API—supporting both one-time and recurring top-ups. learn more: https://learnmore.com - Utility Bill Payments
Enable users to pay electricity, water, internet, and TV subscriptions in real-time. Integrate directly with service providers to ensure timely and verified payments with automated receipts and reminders. learn more: https://learnmore.com - Merchant Services
Onboard businesses into the Mvend ecosystem, manage profiles, track sales, and offer tools for billing, collections, and customer engagement through a single dashboard. learn more: https://learnmore.com
Security & Compliance
Mvend prioritizes the safety, privacy, and reliability of all transactions. Our platform is designed to meet stringent security standards, ensuring a trustworthy environment for developers, users, and businesses.
- Rate Limiting
To prevent abuse and ensure platform stability, all API endpoints have rate limits. These limits vary based on endpoint type and account tier. Exceeding limits will result in a 429 Too Many Requests response. Implement retry logic and exponential backoff in your applications. learn more: https://learnmore.com - Data Protection
Mvend is committed to protecting user data under laws like GDPR and local data regulations. We use industry-standard encryption for data in transit and at rest, and enforce strict access controls across our systems to prevent unauthorized access. learn more: https://learnmore.com - Error Handling
Mvend APIs return standard HTTP status codes with detailed error messages. Clients should handle 4xx (client-side) and 5xx (server-side) errors gracefully. Each error includes a code, message, and suggested action. Refer to our error code reference for resolution guidance.. learn more: https://learnmore.com
Developer Resources
- API Reference (coming soon)
A complete breakdown of all available endpoints, request/response formats, parameters, and error codes. This will help you understand exactly how to interact with Mvend’s APIs and build robust, scalable applications. learn more: https://learnmore.com - Postman Collection
Quickly test and explore Mvend’s API endpoints using our preconfigured Postman collection. Import the collection into your Postman workspace to simulate requests, validate responses, and accelerate your integration process.. learn more: https://learnmore.com - SDKs & Libraries (planned)
We’re working on SDKs for popular languages like JavaScript, Python, and PHP to make integration seamless. These tools will handle authentication, API calls, and response handling out of the box.. learn more: https://learnmore.com
Developer Resources
- Developer Community
Connect with fellow developers, share integration tips, and get support in real time via our Slack community. It’s a space to ask questions, exchange ideas, and stay updated with Mvend product announcements and API changes. learn more: https://learnmore.com - Report Issues
If you experience bugs, unexpected behavior, or downtime, please reach out to our technical support team. Email us at support@mvend.com with a clear description of the issue, relevant timestamps, and API request IDs if available. - Enterprise Inquiries
For large-scale integrations, custom solutions, or partnership opportunities, our business team is here to help. Get in touch to explore enterprise support, dedicated account management, and tailored onboarding.